Business Rates Intelligence

Stop overpaying on business rates

Upload your rates bill and instantly check if you are claiming every relief available. AI-powered analysis for UK hospitality businesses.

Business rates are costing you more than they should

Most hospitality operators are overpaying and don't know it

Most hospitality businesses overpay

Over 60% of UK businesses are on the wrong rates multiplier or missing eligible reliefs, but don't know it.

The 2026 revaluation changed everything

New rateable values came into effect on 1 April 2026. If your bill hasn't been checked against the new rules, you could be paying hundreds or thousands more than you need to.

Relief rules are confusing

There are 6+ types of relief with different thresholds, eligibility criteria, and application processes. Most operators don't know what they qualify for.

Multi-site operators lose track

Each location has its own bill, multiplier, and relief profile. Tracking them all manually across multiple councils is time-consuming and error-prone.

Your council won't tell you

Local authorities calculate your bill but won't proactively tell you about reliefs you're missing. It's your responsibility to check and apply.

Business rates analysis in under two minutes

Upload your rates bill and Paddl extracts the key figures, checks your eligibility for every available relief, verifies your rateable value against the VOA, and tells you exactly how much you could save.

AI Bill Extraction

Upload your rates bill as a PDF or photo. Our AI extracts the rateable value, multiplier, reliefs applied, and net payable in seconds.

Relief Eligibility Engine

Automatically checks 6 relief types: RHL multiplier, Small Business Rate Relief, pubs and live music discount, Supporting Small Business, Transitional Relief, and valuation accuracy.

VOA Verification

Cross-references your bill against the official VOA rating list of 2 million+ UK properties to verify your rateable value is correct.

RAG Verdict

Get a clear Green, Amber, or Red traffic light verdict showing whether your bill is correct, needs review, or has definite overpayment.

Portfolio Savings

See total potential savings aggregated across all your locations in one view. Identify which sites are costing you the most.

Annual Re-check

Automatic reminder every April when the new rates year starts, prompting you to upload your latest bill and re-run the analysis.

Historical Comparison

Track how your rateable value, reliefs, and total bill change year over year. Spot trends and catch unexpected increases.

Lease Cross-Reference

Flags if your lease service charge already includes business rates, helping you avoid paying twice.

What our customers achieve

Real savings from hospitality businesses using Paddl for business rates analysis

6
Relief types checked
2M+
UK properties verified
< 2 min
To analyse your bill
1,200+
Average saving found per year

Real savings from real businesses

Wrong multiplier after revaluation

A restaurant with a rateable value of 28,000 was still on the standard multiplier (48p) instead of the RHL multiplier (38.2p). Paddl flagged the error, saving them 2,744 per year.

Missing pubs discount

A pub chain discovered 3 of their 8 locations weren't claiming the 15% pubs and live music venues relief. Total annual saving: 4,200.

Double-paying through service charge

A hotel operator's lease included rates in the service charge, but they were also paying the council directly. Paddl's lease cross-reference caught the overlap.

Unclaimed Small Business Rate Relief

A cafe with a rateable value of 10,500 wasn't claiming 100% Small Business Rate Relief. The owner didn't know it existed. Annual saving: 4,536.

Portfolio-wide savings

A multi-site operator with 12 locations ran the analysis across all sites. Three had incorrect multipliers and two were missing transitional relief. Combined saving: 8,900 per year.

Ready to check if you are overpaying?

Start your free 14-day trial and analyse your business rates bill. Card required.

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